How We Help Our Clients

Managing risk and reducing liability:

  • Co-Fiduciary Status
  • Full fee disclosure and complete transparency
  • We draft and maintain a plan Investment Policy Statement
  • Vendor selection and monitoring process
  • Ensure that appropriate procedures are in place to fulfill your fiduciary obligations by providing guidance on DOL, IRS and ERISA guidelines.


Delegating more plan tasks:

  • Effective vendor management (TPA, Recordkeeper, Custodian…)
  • Accurate Reporting & Compliance
  • Prudent Investment Selection & Monitoring
  • Quarterly statements mailed directly to participants
  • Periodic plan review and RFP process management


Creating better participant outcomes:

  • Participant education on-site by credentialed professional(s)
  • Online educational tools.
  • Comprehensive communications program comprised of both printed and online materials
  • Daily valuation and online account access with the ability to view and print statements
  • Providing safe harbor relief through the offering of a Qualified Default Investment Alternative (QDIA).


Lowering costs, saving more and reducing taxes:

  • Customized plan designs may allow an individual to push retirement savings deferrals beyond $59,000 per year (401(k) with Profit Sharing).
  • For closely-held businesses we will design and integrate the retirement plan to fit in its proper place within a comprehensive wealth management strategy for the owner(s).
  • Fund expenses matter.  We use low-cost, evidenced based investment strategies.


Our Strengths

  • We are an independent, fee-only and 3(21) fiduciary.
  • We take a holistic wealth management approach to all plans large and small.
  • Our team collectively, has over 75 years of tax and financial services experience.


Types of Plans We Serve

  • IRAs
  • SIMPLE (Savings Incentive Match Plan for Employees)
  • SEP (Simplified Employee Pension)
  • Profit Sharing Plans
  • Profit Sharing with 401(k)
  • Defined Benefit Plans including Cash Balance
  • 403(b)
  • Non-Qualified Plans
  • ESOP (Employee Stock Ownership Plan)


Download Our Plan Sponsor Brochure

For more information on how we serve Retirement Plan Sponsors, please contact us today.